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$297/Month Toyota Lease Offer Terms

DRAFT – pending final dealership compliance review (Regulation M). Bracketed items below are placeholders to be completed by Cramer and its counsel before this offer is advertised or published.

This promotional lease offer is separate from the Cramer Buyathon Sweepstakes. Participation in this offer does not provide additional Sweepstakes entries or increase a customer’s odds of winning the Sweepstakes.

The Offer

Customers who complete a qualifying vehicle sale to Cramer during the promotional period may qualify for a participating Toyota lease for $297/month*, subject to all eligibility requirements, approved credit, participating vehicle availability and the complete terms below.

Participating Vehicles

The offer applies to participating:

  • 2026 Toyota RAV4
  • 2026 Toyota 4Runner
  • 2026 Toyota Grand Highlander
  • 2026 Toyota Tacoma

Customers may select from participating 2026 models, trims and colors designated by Cramer for the promotion and available at the time the lease is consummated. Not every vehicle physically in inventory necessarily participates. No specific model, trim, equipment package or color is guaranteed.

Availability

LIMITED TO 100 QUALIFYING LEASES. FIRST COME, FIRST SERVED.

For purposes of this promotion, “first come, first served” should be defined in the final terms based on the point at which a customer has: [INSERT EXACT REQUIREMENT, e.g., completed qualifying vehicle sale + completed credit application + executed promotional lease agreement].

Availability ends when 100 qualifying promotional leases have been claimed or when the promotional period ends, whichever occurs first.

Qualifying Vehicle Sale

To qualify, the customer must sell an eligible vehicle to Cramer during [PROMOTION START DATE/TIME] through [PROMOTION END DATE/TIME].

A qualifying vehicle sale means: [INSERT FINAL VEHICLE ELIGIBILITY REQUIREMENTS.]

Customers may complete the qualifying sale before September 26 and do not need to wait for the Buyathon event, provided the transaction occurs during the promotional period. Cramer reserves the right to decline to purchase a vehicle. Getting an appraisal alone does not qualify a customer for this seller lease offer.

Lease Disclosures

THIS IS A LEASE.

  • Monthly Payment: $297
  • Lease Term: The vehicle is exchanged out between 12,000 and 15,000 miles (approximately 4 to 5 months at 3,000 miles per month).
  • Number of Payments: [____]
  • Amount of Each Scheduled Monthly Payment: $297
  • Total Amount Due at Lease Signing or Delivery: the first monthly rental rate of $297, plus 9% rental tax, plus the $1,500 security deposit.
  • Security Deposit: $1,500 required per customer, collected at signing.
  • Mileage Allowance: 3,000 free miles per month.
  • Excess Mileage: $0.30 per mile over the 3,000 free miles per month.
  • Lessor: [INSERT]
  • Credit Approval: Subject to approved credit through [INSERT LESSOR].
  • Taxes: A 9% rental tax applies on top of the displayed $297 rental rate.
  • Title/Registration/License Fees: [INSERT]
  • Acquisition Fee: [INSERT IF APPLICABLE]
  • Disposition Fee: [INSERT IF APPLICABLE]
  • Excess Wear/Use: Lessee may be responsible for applicable excess wear/use charges at lease termination.
  • Insurance: Customer must maintain insurance required by the lease agreement.
  • End-of-Lease Liability: [INSERT APPLICABLE DISCLOSURE.]

Important: The $297/month payment is not the complete cost of the lease unless the final lease structure actually makes it so. The website, flyer, social advertising and video must use the final approved disclosure reflecting the actual transaction.

Eligibility

Offer available only to customers satisfying all applicable:

  • Qualifying vehicle-sale requirements
  • Credit requirements
  • Lease requirements
  • Residency: must be a resident of Pennsylvania, Maryland, New Jersey, New York or Virginia.
  • Driver/license requirements
  • Insurance requirements
  • Promotional-period requirements
  • Age: must be 25 years of age or older.

Vehicle Value / Trade Equity

The purchase price Cramer pays for the customer’s vehicle is determined separately based on Cramer’s appraisal and agreement with the seller. The customer’s vehicle sale should not be represented as a hidden down payment toward the promotional lease unless that is actually how the transaction is structured and properly disclosed. Any customer equity applied toward the lease must be accurately reflected in the applicable lease disclosures.

Sweepstakes Is Separate

The Cramer Buyathon Sweepstakes is a separate promotion. NO PURCHASE NECESSARY TO ENTER OR WIN THE SWEEPSTAKES. Selling a vehicle to Cramer or participating in this $297/month lease offer does not increase a person’s chances of winning the Sweepstakes. See: Official Cramer Buyathon Sweepstakes Rules.

Promotional Period

Offer begins [DATE/TIME]. Offer ends [DATE/TIME] or when 100 qualifying promotional leases have been claimed, whichever occurs first.

Additional Restrictions

Offer:

  • Has no cash value
  • Is non-transferable except where expressly permitted
  • Is subject to participating inventory
  • Is subject to approved credit
  • May not be combined with certain other offers or incentives [SPECIFY]
  • Is subject to final lease documentation
  • Is void where prohibited

Cramer reserves the right to correct typographical or clerical errors and administer the promotion according to these published terms and applicable law.

Advertising Disclosure

Once the missing numbers above are finalized, use a disclosure substantially in this format wherever $297/month is advertised:

$297/month promotional Toyota lease available to qualifying customers who complete an eligible vehicle sale to Cramer during the promotional period. THIS IS A LEASE. [__] monthly payments of $297. $[__] total due at lease signing or delivery. $1,500 security deposit required. Subject to approved credit through [LESSOR]. Taxes, title, registration, license and [other applicable charges] [included/excluded]. 3,000 free miles per month; $0.30/mile thereafter. Excess wear/use and applicable lease-end charges may apply. Available only on participating 2026 Toyota RAV4, 4Runner, Grand Highlander and Tacoma models, trims and colors designated by Cramer and available at transaction. Limited to 100 qualifying leases, first come, first served. Additional eligibility and vehicle-sale requirements apply. See Complete Offer Terms.

Final Compliance

Do not publish the $297/month offer until every bracketed lease term above has been completed. Federal Regulation M requires a lease advertisement stating a payment amount to disclose that the transaction is a lease, the total due at signing/delivery, number/amount/timing of payments, security-deposit requirement and applicable end-of-term liability; disclosures must be clear and conspicuous. Final offer terms and advertising should be reviewed by Cramer’s dealership compliance counsel before publication.

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